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New Jersey Solar Contract Cancellation

Trying to Get Out of a Solar Contract in New Jersey?

If the solar savings pitch does not match your electric bill, you are unsure who receives the SREC-II incentive, the written agreement is different from what the salesperson promised, financing terms are creating problems, your installer stopped responding, or you want to cancel a recent agreement, Solar Exit New Jersey can help you review the contract, utility records, incentive documents, financing, and sales promises together.

  • Solar loans, leases, and power purchase agreements
  • PSE&G, JCP&L, Atlantic City Electric, and Rockland Electric billing
  • New Jersey net-metering and SREC-II incentive issues
  • Home-improvement contract and cancellation questions
  • Financed home-repair contractor and salesperson issues
  • Home-sale, UCC, payoff, transfer, and refinance concerns
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Solar Exit New Jersey will guide you through the process from the moment you become a client, coordinating with the legal professionals supporting your case as appropriate. We know solar contract disputes can be confusing, especially when financing, credit, installers, and utility issues overlap. You will have a team helping you understand what comes next and working toward the best available resolution for your situation.

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Find the Help You Need

Jump Directly to the Part of Your Solar Problem That Matters Most

New Jersey solar disputes can turn on the utility, annual net-metering records, SuSI registration, who owns the SREC-II rights, whether the agreement is a purchase, loan, lease, or PPA, whether home-improvement rules apply, and which company sold, installed, financed, or owns the system. Use the shortcuts below to jump directly to the issue you need to review.

Common New Jersey Solar Problems

Does Any of This Sound Familiar?

Solar problems do not always begin and end with the installer. The salesperson, dealer, lender, loan servicer, electric utility, equipment manufacturer, and installation contractor may all play different roles.

You Want to Cancel a Recently Signed Solar Agreement

Some New Jersey solar projects can fall under home-improvement contract rules that require a written three-business-day cancellation notice. Whether that right applies depends on the transaction, work, contract, and other facts, so the agreement should be reviewed rather than assuming every solar deal has the same cancellation period.

  • Find the signed contract and date you received a copy
  • Locate any cancellation notice and delivery instructions
  • Identify whether the project is a purchase, loan, lease, PPA, or financed home-improvement transaction
New Jersey Home Improvement Contractor LawNJ Consumer Affairs Contractor Guidance

Your SREC-II Incentive Does Not Match the Sales Pitch

New Jersey residential solar can earn SREC-IIs through the SuSI Administratively Determined Incentive program, but the incentive value depends on the registration timing and the contract can determine whether the homeowner, installer, or third-party owner receives the certificates.

  • Find the SuSI or ADI registration records
  • Identify the applicable SREC-II value and registration date
  • Check who the contract assigns the incentive rights to
NJ ADI ProgramSuSI Program FAQ

Your Electric Bill Is Still High After Solar

New Jersey net metering provides strong retail-rate credits during the annualized period, but system production, household use, rate changes, fixed charges, interconnection status, and annual excess treatment can still leave a homeowner with a meaningful utility bill.

  • Compare annual solar production with annual household use
  • Review net-metering credit lines on utility bills
  • Check interconnection and permission-to-operate records
NJ Net Metering and Interconnection

The Written Contract Does Not Match What the Salesperson Said

For covered New Jersey home-improvement work, written-contract rules can require specific contractor, price, schedule, insurance, and cancellation information. Solar financing can add a second licensing layer when a contractor or salesperson secures a financed home-repair contract.

  • Compare proposal, contract, and financing documents
  • Verify contractor-business registration
  • Check whether financed home-repair licensing applies
NJ Consumer Affairs Home Improvement Contractor BusinessNJDOBI Home Repair Contractor/Salesperson

You Were Told New Jersey Has "Free Solar"

New Jersey's Clean Energy Program specifically warns that the State of New Jersey and NJBPU do not have a program offering free solar-panel installation to residents. Save any advertisement, text, mailer, or recording that claimed otherwise.

  • Save the exact free-solar or government-affiliation claim
  • Compare the claim with official NJBPU programs
  • Review what the signed agreement actually requires you to pay
New Jersey Solar Scam Warning

Solar Is Delaying a Home Sale or Refinance

A solar loan, lease, PPA, incentive assignment, or UCC filing can create questions during a sale or refinance. New Jersey's UCC system records a secured party's interest in described collateral, so the actual filing and contract should be reviewed instead of treating every UCC record as a mortgage lien against the entire home.

  • Identify whether the system is owned, financed, leased, or under a PPA
  • Get any payoff, transfer, or assumption requirements
  • Search and review the actual UCC filing if one appears
New Jersey UCC Financing StatementsNJ Solar Ownership and Financing Options

How It Works

Start With a Clear Review of Your Situation

You do not need to know the correct legal, financial, or utility terminology. Tell us what happened and provide the documents you have.

01

Tell Us What Happened

Start with the problem in plain language. You do not need to know whether it is a New Jersey net-metering, SREC-II, contractor, finance, cancellation, or home-sale issue.

02

Match the Deal to the New Jersey Rules

We compare the sales proposal, signed agreements, utility records, SuSI/SREC-II documents, contractor information, financing, payments, production, and project timeline.

03

Identify the Practical Next Steps

The right next step may involve the solar company, utility, NJBPU, Consumer Affairs, NJDOBI, program administrator, lender, title company, tax professional, attorney, or another qualified professional depending on the facts.

Why New Jersey Solar Problems Are Different

New Jersey Combines Retail-Rate Net Metering, SREC-II Incentives, and Multiple Contractor and Finance Rules

New Jersey is a mature rooftop-solar market. The state reported more than 209,000 solar installations and 5 gigawatts of installed solar capacity by December 2024, with more than 80% of that capacity in net-metered systems. That means a large number of homeowners already have long-term solar contracts, financing, incentive assignments, and utility records that may need to be reviewed years after installation.

The homeowner economics can involve two separate mechanisms at once. Net metering affects the electric bill, while the Successor Solar Incentive program can generate SREC-II incentive value based on system production. Those are not the same benefit, and the contract can determine who receives the SREC-II value.

New Jersey also layers general home-improvement consumer protections with separate Department of Banking and Insurance licensing for certain financed home-repair contractors and salespersons. For a homeowner, that makes the right diagnostic questions broader than simply asking whether the panels are producing.

NJBPU 5 GW Solar MilestoneNJ ADI ProgramNJ Net Metering and Interconnection
5 GWInstalled New Jersey solar capacity reported when the state crossed the milestone in December 2024
209,000+Solar installations reported statewide at the 5 GW milestone
80.3%Share of New Jersey installed solar capacity reported as net-metered at that milestone
$77/MWhResidential ADI SREC-II value for registrations received on or after July 27, 2026

Start With the Electric Utility

New Jersey Net Metering Runs Through Four NJBPU-Regulated Electric Distribution Companies

New Jersey's Clean Energy Program identifies four regulated electric distribution companies that must offer net metering to eligible retail customers. The utility matters for interconnection paperwork, meter setup, billing details, and complaint routing even though the statewide net-metering framework is established by NJBPU rules.

PSE&G

Public Service Electric & Gas is New Jersey's largest regulated electric distribution company. Homeowners should compare the interconnection approval, permission-to-operate date, annualized net-metering records, and actual billing credits with the solar proposal.

Jersey Central Power & Light

JCP&L customers participate under the statewide net-metering framework, but the utility handles interconnection and billing implementation. A high-bill complaint should start with the utility records and the system's actual annual production.

Atlantic City Electric

Atlantic City Electric is another NJBPU-regulated electric distribution company required to offer net metering to eligible customers. The homeowner should verify that the system was properly interconnected and credited.

Rockland Electric

Rockland Electric customers are also covered by the statewide net-metering framework. The contract, utility tariff, interconnection paperwork, and annual bill history should be reviewed together.

Why this matters:Do not confuse New Jersey net metering with the SREC-II incentive. Net metering changes the electric bill. SREC-IIs are separate production-based incentives whose ownership depends on the project and contract structure.

New Jersey Net Metering

Full Retail Credit Applies During the Annualized Period, but Annual Excess Is Treated Differently

New Jersey describes net metering as providing full retail credit for each kilowatt-hour produced over the course of the annualized period, subject to eligibility and system-sizing rules. The generating capacity generally cannot exceed the customer's annual electric needs. At the end of the annualized period, remaining excess credits are compensated at the supplier or provider's avoided cost of wholesale power rather than continuing indefinitely at the retail rate.

NJ Net Metering and Interconnection

Retail Credit During the Annualized Period

Eligible customer-generators receive retail-rate bill credit for solar generation during the annualized period, up to the customer's annual electricity usage. That is why New Jersey is often described as having strong retail net metering.

Annual System Sizing Still Matters

The statewide eligibility guidance says generating capacity cannot exceed the customer's annual electric needs. A sales proposal that assumed a materially oversized system or unrealistic consumption can therefore deserve extra scrutiny.

Annual Excess Does Not Stay at Retail Value Forever

At the end of the annualized period, remaining credits are compensated at the supplier or provider's avoided cost of wholesale power. That distinction matters when a salesperson describes every exported kilowatt-hour as permanently worth the full retail rate.

A Strong Net-Metering Rule Does Not Guarantee a Zero Bill

Household usage, seasonal production, fixed charges, utility-rate changes, equipment performance, interconnection timing, and system sizing can all affect the amount due. The bill history and monitoring data need to be compared with the original proposal.

For a New Jersey Net-Metering or High-Bill Problem, Review These Items

  • Electric utility and account history
  • Interconnection application and permission-to-operate date
  • System size and expected annual production
  • Annual household electricity usage
  • Monthly bills and annualized net-metering records
  • Any annual excess payout or credit adjustment
  • Sales proposal and savings estimate
  • Monitoring or inverter production data
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Successor Solar Incentive Program

The SREC-II Is a Separate Production Incentive, and the Residential Value Just Changed

New Jersey's Successor Solar Incentive program includes the Administratively Determined Incentive program for residential and other qualifying projects. Solar facilities registered in ADI can generate SREC-IIs based on electricity production.

One SREC-II is created for each 1,000 kilowatt-hours of electricity generated. The official program FAQ describes a 15-year qualification life for ADI projects. That makes the incentive potentially significant over the life of a residential solar agreement.

The current ADI page states that the residential SREC-II value was reduced from $85 per MWh to $77 per MWh for registrations received on or after July 27, 2026. That date needs to be matched to the actual project registration instead of applying one incentive number to every New Jersey system.

NJ ADI ProgramSuSI Program FAQ

For a New Jersey SREC-II Problem, Review These Items

  • ADI/SuSI registration date
  • Final program registration or eligibility records
  • Applicable SREC-II value
  • System production records
  • Who owns or is assigned the SREC-II rights
  • Any incentive value used in the sales savings calculation
  • Contract term and third-party ownership structure
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Who Gets the SREC-II?

The Homeowner Does Not Automatically Receive the New Jersey Solar Incentive

The official SuSI FAQ says whether SREC-IIs are received by the host customer, installer, or third-party owner depends on the contract structure. That is one of the most important New Jersey-specific review questions.

A homeowner may remember being told that the system earns New Jersey solar incentives while the signed contract assigns those incentive rights to someone else. A lease or PPA can also place ownership and program rights with a third-party system owner.

That does not automatically mean the contract is improper. It means the incentive representation, ownership structure, and signed assignment need to be compared directly.

SuSI Program FAQNJ Solar Ownership and Financing Options

Compare the Incentive Story With the Paperwork

  • Purchase, loan, lease, or PPA structure
  • System owner listed in program records
  • SREC-II assignment language
  • Installer or aggregator agreement
  • Sales proposal showing incentive value
  • Who actually receives incentive payments
  • Any transfer or termination terms affecting SREC-II rights

New Jersey Home-Improvement Protections

Covered Home-Improvement Contracts Carry Detailed Written-Contract Requirements

New Jersey regulates home-improvement contractor businesses and requires written contracts for covered home-improvement projects over $500. The official contractor materials identify required information including contractor identity and registration, the sales representative, work description, total price, start and completion dates, insurance information, and cancellation language.

Whether a particular solar transaction falls within every home-improvement rule depends on the work and transaction structure. The useful review question is not simply whether the seller called itself a solar company, but which business actually contracted to improve the residence and what the written agreement contains.

The state is also in an active regulatory transition involving the new State Board of Home Improvement and Home Elevation Contractors, so homeowners should verify current contractor registration and licensing status when evaluating a solar dispute.

NJ Consumer Affairs Home Improvement Contractor BusinessNew Jersey Home Improvement Contractor Law

For a Covered New Jersey Home-Improvement Contract, Check

  • Contractor-business name and registration number
  • Sales representative identity and business address
  • Detailed description of work
  • Total price and finance charges
  • Start and completion dates
  • Insurance certificate information
  • Cancellation notice
  • Changes or addenda in writing
  • Permit and installation responsibilities
Do not assume every solar agreement is governed by exactly the same home-improvement rules. Review the work, contract structure, contractor role, and current New Jersey requirements.
↑ Back to Page Guide

New Jersey Cancellation Rights

A Three-Business-Day Right Can Apply to Covered Home-Improvement Contracts

New Jersey home-improvement contractor law requires covered contracts to contain a notice stating that the consumer may cancel before midnight of the third business day after receiving a copy of the contract.

The cancellation method and exact applicability matter. A homeowner should not assume that every solar loan, lease, PPA, equipment agreement, or later modification automatically has the same right.

If the transaction is recent, the signed agreement and cancellation notice should be reviewed immediately because timing can control whether a rescission right is still open.

New Jersey Home Improvement Contractor LawNJ Consumer Brief on Hiring Home Improvement Contractors

What to Look For

  • Date the agreement was signed
  • Date the homeowner received a copy
  • Whether home-improvement rules apply
  • Exact cancellation notice and method
  • Any separate financing cancellation language
  • Any later change order or replacement agreement
Some New Jersey solar transactions can carry a three-business-day cancellation right, but the agreement, transaction structure, and applicable law determine the result.
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Contractor and Finance Licensing

A Financed New Jersey Solar Project Can Create More Than One Licensing Question

New Jersey requires home-improvement contractor businesses to maintain state registration under the current system, subject to the ongoing transition to the new State Board framework.

Separately, NJDOBI says a home repair contractor license is required when a New Jersey home repair contractor executes financed home repair contracts for the goods or services it provides. A home repair salesperson license is required when a salesperson secures a financed home repair contract on behalf of a licensed home repair contractor.

That means the solar salesperson, installation contractor, lender, loan servicer, and system owner may be different entities with different regulatory responsibilities.

NJ Consumer Affairs Home Improvement Contractor BusinessNJDOBI Home Repair Contractor/Salesperson

A New Jersey Solar Transaction May Involve Several Different Companies

  • Solar salesperson or dealer
  • Home-improvement contractor business
  • Electrical contractor / installer
  • Home repair contractor for financed work, when applicable
  • Home repair salesperson for financed work, when applicable
  • Solar lender or loan servicer
  • Third-party system owner for a lease or PPA
  • Electric utility
  • SREC-II aggregator or program participant

Do not assume the company name on the sales presentation is the same company that installed, financed, owns, services, or receives incentives from the system.

Solar Financing

The Payment Pitch Should Match the Finance Agreement and the Actual Incentive Structure

A New Jersey solar proposal may combine projected utility savings, SREC-II value, an assumed federal tax credit, dealer or financing costs, and future utility-rate estimates into one sales story. Those components need to be separated when the payment no longer feels like what was promised.

NJDOBI regulates certain home repair contractor and salesperson activity when financed home-repair contracts are involved. The lender or servicer may also fall under state or federal financial regulation depending on the institution.

Do not stop making payments solely because the installer closed, the system underperformed, or the sales pitch is disputed. Payment obligations and available remedies depend on the financing documents and applicable law.

  • Loan, lease, or PPA agreement
  • Dealer or finance-related fees
  • Initial payment and later payment schedule
  • Any re-amortization or tax-credit assumption
  • SREC-II value included in savings estimates
  • Current lender and loan servicer
  • Autopay and payment history
  • Sales presentation and recorded communications
A solar sales estimate is not the same thing as the signed finance obligation. Review both before deciding what the payment was supposed to do.
NJDOBI Home Repair Contractor/SalespersonNJDOBI Consumer AssistanceNJ Solar Ownership and Financing Options

Incentives and Tax Expectations

New Jersey Solar Incentives Still Exist, but the Federal Homeowner Credit Changed

The federal Residential Clean Energy Credit is no longer available for expenditures made after December 31, 2025 under current IRS guidance. A 2026 New Jersey homeowner should not assume the former 30% federal homeowner credit still applies to a new residential installation.

New Jersey still has state-level solar benefits that are separate from the former federal credit, including the SuSI SREC-II incentive program and a renewable-energy system property-tax exemption for qualifying systems certified under the state process.

Tax eligibility is fact-specific. Solar Exit New Jersey can help identify what the sales materials and financing assumed, but homeowners should use NJBPU, the New Jersey Division of Taxation, the IRS, and a qualified tax professional for current eligibility and filing questions.

  • Installation and expenditure dates
  • Sales proposal showing tax-credit assumptions
  • Any payment schedule tied to applying a tax credit
  • SuSI/SREC-II registration documents
  • Renewable-energy property-tax exemption records, if claimed
  • Tax returns or professional advice already received
Do not treat the SREC-II incentive as the same thing as the former federal 30% homeowner tax credit.
IRS Residential Clean Energy CreditNJ ADI ProgramNJ Renewable Energy Property Tax Exemption
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Selling or Refinancing

Ownership, Incentive Rights, Financing, and UCC Records Can All Matter at Closing

New Jersey's solar ownership guidance distinguishes direct ownership, loans, leases, and PPAs. Those structures can create different transfer, payoff, buyout, and approval requirements when a homeowner sells or refinances.

A lender can also file a UCC financing statement to give public notice of its security interest in described collateral. The New Jersey Treasury explains that a UCC-1 records the debtor, secured party, and collateral relationship. The actual filing should be reviewed instead of assuming it is a traditional mortgage lien against the entire property.

SREC-II rights can add another layer. If the contract assigned incentives to an installer, aggregator, or third-party owner, the transfer terms should be checked before closing.

  • Owned system, loan, lease, or PPA
  • Payoff, buyout, or transfer quote
  • Buyer assumption requirements
  • SREC-II ownership or assignment
  • UCC-1 and UCC-3 records
  • Collateral description
  • Title-company or lender request
  • Roof or equipment warranty transfer terms
NJ Solar Ownership and Financing OptionsNew Jersey UCC Financing StatementsSuSI Program FAQ

If the Solar Company Closed

Company Closure Does Not Automatically End the Solar Contract or Financing

A New Jersey installer, dealer, lender, servicer, or third-party owner can play a different role in the same project. One company closing does not automatically cancel every agreement connected to the system.

The first step is to identify who currently owns the loan or system, who services payments, who holds warranties, who is listed in SuSI records, and whether another contractor can legally perform needed work.

Keep making required payments unless a qualified professional or the responsible creditor gives you a lawful basis to do otherwise. Stopping payment without understanding the obligation can create separate credit or collection problems.

  • Original installer and dealer
  • Current lender or servicer
  • Lease/PPA system owner
  • SREC-II program participant or aggregator
  • Equipment manufacturer warranties
  • Interconnection and utility contacts
  • Any bankruptcy, assignment, or servicing notice
  • Contractor registration and replacement-service options
↑ Back to Page Guide

New Jersey Complaint Routing

Who Handles What in New Jersey?

The right starting point depends on whether the problem is utility billing, SuSI incentives, home-improvement contracting, financing, lender conduct, or another issue.

Electric utility bill, net-metering credit, interconnection, or service issueNew Jersey Board of Public Utilities - Customer Assistance

Contact the utility first. If the issue remains unresolved, NJBPU Customer Assistance handles complaints involving regulated utility service, billing, rates, delays, and related matters.

Important: NJBPU is not a substitute for reviewing a private solar contract or lender dispute.

Official Resource
SuSI, ADI, SREC-II registration, or incentive questionNew Jersey Clean Energy Program / Office of Clean Energy

Use the official SuSI and ADI program resources for current registration, incentive, and program-administration questions.

Important: Program administrators can explain program requirements but do not resolve every private contract dispute.

Official Resource
Home-improvement contractor registration, contract, sales, or complaint issueNew Jersey Division of Consumer Affairs

Consumer Affairs regulates home-improvement contractor businesses, provides registration verification, and accepts consumer complaints.

Important: The exact solar transaction must fall within the agency's jurisdiction and applicable home-improvement rules.

Official Resource
Financed home-repair contractor or salesperson licensing issueNew Jersey Department of Banking and Insurance

NJDOBI licenses home repair contractors and salespersons for certain financed home-repair transactions and provides consumer assistance for banking and finance complaints.

Important: Jurisdiction depends on the company, license type, and financial product. Federally regulated institutions may involve another regulator.

Official Resource
Bank, lender, loan servicer, or other regulated financial institution complaintNJDOBI Consumer Assistance

NJDOBI accepts inquiries and formal complaints involving banking and other financial matters within its jurisdiction.

Important: Not every solar lender or servicer is state-regulated by NJDOBI. Confirm the institution's regulator first.

Official Resource
UCC financing statement or collateral recordNew Jersey Division of Revenue and Enterprise Services

New Jersey Treasury provides filing and search services for UCC-1 financing statements and UCC-3 amendments, assignments, continuations, and terminations.

Important: A filing record shows the secured-party/collateral relationship but does not by itself answer every title, payoff, or legal-right question.

Official Resource
Federal homeowner solar tax-credit questionInternal Revenue Service / Qualified Tax Professional

Use current IRS guidance for federal Residential Clean Energy Credit timing and eligibility.

Important: Solar Exit New Jersey does not provide tax advice or determine individual tax eligibility.

Official Resource
Current Status

New Jersey Does Not Offer a General "Free Solar" Installation Program

New Jersey's Clean Energy Program warns that the State of New Jersey and NJBPU do not have a program offering free solar-panel installation to residents. Claims that such a program exists should be verified before signing or paying anything.

Verify With Official Source
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What We Review

Your Complete Solar Situation

  • Solar contract cancellation timing and notices
  • Loan, lease, and PPA terms
  • New Jersey net-metering billing
  • SuSI / ADI / SREC-II incentive issues
  • SREC-II ownership and assignment
  • High electric bills after solar
  • Payment increases and financing assumptions
  • Home-improvement contract requirements
  • Contractor registration and licensing
  • Financed home-repair licensing issues
  • System production and performance promises
  • Installer delays or abandonment
  • Company closure and warranty issues
  • Home sale, transfer, payoff, and refinance issues
  • UCC financing statement questions
  • Tax-credit and incentive representations

Prepare the Record

Documents to Gather

  • Signed solar purchase, lease, or PPA agreement
  • Solar loan or financing agreement
  • Proposal, quote, and savings estimate
  • Home-improvement contract and all change orders
  • Cancellation notice provided with the contract
  • Contractor-business registration information
  • Salesperson information
  • NJDOBI home repair contractor/salesperson information, if applicable
  • PSE&G, JCP&L, Atlantic City Electric, or Rockland Electric bills
  • Interconnection application and permission-to-operate records
  • SuSI / ADI registration and SREC-II records
  • SREC-II assignment or aggregator agreement
  • Monitoring and production reports
  • Equipment and workmanship warranties
  • Tax-credit or incentive sales materials
  • Payment history and current servicer notices
  • Emails, texts, advertisements, and recorded sales communications
  • Roof inspection or repair records
  • Payoff, buyout, or transfer quote
  • Title-company or refinance requests
  • UCC-1 or UCC-3 filing copies
  • Any company closure, bankruptcy, assignment, or servicing notices

New Jersey Solar Contract FAQs

Questions New Jersey Homeowners Are Asking

The answer often depends on the agreement, financing, timing, utility, project status, and specific facts.

Start My Free Review
Can I cancel a solar contract in New Jersey?

Sometimes. Covered New Jersey home-improvement contracts can carry a three-business-day cancellation right after the consumer receives a copy of the contract, but not every solar loan, lease, PPA, or other agreement automatically has the same right. Review the specific contract, transaction structure, timing, and cancellation notice.

New Jersey Home Improvement Contractor LawNJ Consumer Brief on Home Improvement Contractors
How does net metering work for residential solar in New Jersey?

Eligible New Jersey customer-generators can receive full retail credit during the annualized period for generation up to annual electric usage. At the end of the annualized period, remaining excess credits are compensated at the supplier or provider's avoided cost of wholesale power. The system generally cannot be sized above the customer's annual electric needs.

NJ Net Metering and Interconnection
What is an SREC-II in New Jersey?

An SREC-II is the production incentive used by New Jersey's Successor Solar Incentive program. One SREC-II is created for each 1,000 kWh of qualifying solar generation. The official ADI page states that residential registrations received on or after July 27, 2026 receive a $77 per MWh incentive level, subject to current program rules.

NJ ADI ProgramSuSI Program FAQ
Does the New Jersey homeowner always receive the SREC-II payment?

No. The official SuSI FAQ says the host customer, installer, or third-party owner can receive SREC-IIs depending on the contract structure. The signed agreement and program records should be checked to see who owns or is assigned those rights.

SuSI Program FAQNJ Solar Ownership and Financing Options
Does New Jersey have free government solar panels?

New Jersey's Clean Energy Program says the State of New Jersey and NJBPU do not have a program that offers free solar-panel installation to residents. Official state solar incentives exist, but a private seller claiming to offer a general free state solar program should be verified carefully.

New Jersey Solar Scam Warning
Can solar cause problems when I sell or refinance a New Jersey home?

Yes. Loans, leases, PPAs, incentive assignments, transfer requirements, payoff terms, and UCC filings can all affect a transaction. A UCC financing statement gives public notice of a secured party's interest in described collateral, so the actual filing and contract should be reviewed instead of assuming every UCC record is a mortgage lien against the entire home.

New Jersey UCC Financing StatementsNJ Solar Ownership and Financing Options
↑ Back to Page Guide

Review the New Jersey Solar Deal as a Whole

The Contract, Utility Bill, SREC-II Rights, Financing, and Sales Story Need to Match

New Jersey gives homeowners strong solar incentives and consumer-protection tools, but the practical answer depends on the contract structure, utility records, SuSI registration, incentive assignment, contractor role, financing, project dates, and what the salesperson actually promised. Start with the signed agreement and build the record from there.

Request My Free Solar Contract ReviewCall 833-765-2711

Official New Jersey Solar and Consumer Resources

Verify the Rules That Apply to Your Situation

These government, regulator, utility, and first-party resources support the state-specific information on this page.

New Jersey Clean Energy Program - Net Metering and Interconnection

Current statewide net-metering eligibility, regulated electric utilities, system-sizing rules, and retail-credit framework.

Official Resource

New Jersey Clean Energy Program - Administratively Determined Incentive Program

Current SuSI ADI residential SREC-II incentive values, registration information, and program updates.

Official Resource

New Jersey Successor Solar Incentive Program FAQ

Official explanation of SREC-II generation, 15-year qualification life, financing structures, and who may receive SREC-II incentives.

Official Resource

New Jersey Clean Energy Program - Solar Ownership and Financing Options

Official overview of direct ownership, loans, leases, PPAs, and contract considerations for solar customers.

Official Resource

New Jersey Clean Energy Program - Solar Scam Warning

Current state warning that New Jersey and NJBPU do not offer a general free solar-panel installation program.

Official Resource

New Jersey Division of Consumer Affairs - Home Improvement Contractor Business

Current contractor-business registration, verification, laws, regulations, and complaint resources.

Official Resource

New Jersey Home Improvement Contractor Law

Official statutory requirements for covered home-improvement contracts, including written-contract and three-business-day cancellation language.

Official Resource

New Jersey Department of Banking and Insurance - Home Repair Contractor/Salesperson

Licensing requirements for certain financed home-repair contractors and salespersons.

Official Resource

New Jersey Board of Public Utilities - Customer Assistance

Utility complaint process for regulated electric service, billing, rates, and unresolved utility problems.

Official Resource

New Jersey Division of Taxation - Renewable Energy System Property Tax Exemption

Current state guidance for the limited renewable-energy system property-tax exemption and local application process.

Official Resource

New Jersey Division of Revenue - UCC Financing Statements

Official UCC-1 and UCC-3 filing and search information explaining secured-party interests in described collateral.

Official Resource

Internal Revenue Service - Residential Clean Energy Credit

Current federal homeowner clean-energy credit guidance, including the end of the credit for expenditures after December 31, 2025.

Official Resource

NJBPU - New Jersey Reaches 5 GW of Solar

Statewide solar-market context, including more than 209,000 installations and the share of capacity reported as net-metered.

Official Resource

State information reviewed August 18, 2026. Laws, regulations, incentive programs, utility policies, agency responsibilities, and solar billing rules may change. Homeowners should verify current requirements with the appropriate agency, utility, lender, tax professional, attorney, or licensed contractor.